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Ask us a question. What health insurance for young adults can I have until the age of 26? Can I still get health insurance?
Catastrophic health insurance is a type of medical coverage under the Affordable Care Act. This is a type of high-deductible health plan for people under 30 or those who qualify for a "hardship exemption. The fundamental difference among the new Obamacare health plans is the percentage of covered medical costs paid by the health plan.
Michelle Megna - Last updated: Jul. But what happens when these young adults have their 26 th birthday? Penny Gusner, consumer analyst for Insure.
Service Benefit Plan coverage, prescription coverage, and Medicare coverage have not been reduced or restricted as a result of the Affordable Care Act. Under the ACA, health plans must cover an array of preventive health services such as vaccines and screenings at no cost to you when delivered by a Preferred provider. If you have children who are covered under your Self Plus One or Self and Family plan, they can now stay on the plan up to age 26—whether they are single or married.
This post was contributed by a community member. The views expressed here are the author's own. The plan doesn't break the bank, and is the perfect solution for those aging off of their parents' insurance plans while meeting the requirements of the Affordable Care Act.
More health insurance plans and more choices than ever before means more reasons to choose Blue Cross and Blue Shield of North Carolina. Get a Free Quote. Shop DentalMedicareor Business plans.
If you're a young adult and your group coverage is subject to the requirements of the ACA some retiree groups are exemptthis information explains how health care reform will make it easier for you to get health insurance. You might not even have it. And getting coverage might be easier than you think.